Make your plans as fantastic as you like, because 25 years from now, they will seem mediocre. Make your plans ten times as great as you first planned, and 25 years from now you will wonder why you didn't make them 50 times as great.

Is your retirement plan a figment of your imagination? Something you've been meaning to get around too someday? Benjamin Franklin once said, "By failing to prepare, you are preparing to fail." Sound words from a great man. Most of us will make a great deal of money over our working lifetimes. The key is in keeping it out of the hands of the government and poor investments.

At John R. Tonello & Company, we are one of the few firms that really takes in the big picture. You see investment people don't understand taxes, and the tax guys usually don't get involved with investments. The attorneys seldom get involved with either, and you get a smorgasbord of advice that doesn't really go well together.

We take into account your current lifestyle, income levels, projected income leading up to retirement and create a plan that is going to support your needs now and in retirement. While it is hard to predict what the future holds, it's easy to ensure that yours has at a very minimum, the lifestyle you know you want.

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